NORTHLINE.Apply now
Funding in 24 hours
Capital that moves at the speed of your business.
$10K to $2M in working capital. No collateral. Approvals in hours, not weeks.
$480M+
Funded
12K+
Businesses
92%
Approval rate
Three steps to funded.
01
Apply in 5 minutes
One short form. No collateral, no lengthy paperwork.
02
Compare offers
We shop 75+ funders so you see the best terms side by side.
03
Get funded
Accept an offer and receive capital in as little as 24 hours.
Owners we've funded.
Funding built for real businesses.
Merchant Cash Advance
Advance against future card & bank sales. Repay as you earn.
Check eligibility →"Our bank wanted 60 days. Northline had $180K in our account by Friday."
— Maria L., owner, Coastal Logistics
Questions, answered.
What is a merchant cash advance?
A lump sum of capital purchased against a portion of your future receivables. It's not a loan — remittances adjust with your sales.
What do I need to qualify?
Typically 6+ months in business and $15K+ in monthly revenue. Credit scores of 500+ are considered.
How fast can I get funded?
Most clients receive offers the same day and funding within 24–48 hours of approval.
Does applying affect my credit?
No. Our initial review uses a soft pull that won't impact your score.